It has been a new topic of the current financial management institutions that whether IT can be sufficiently, reasonably, and correctly used, in particular since the implementation of integrated banking ATMs system. It has raised a higher demand to bank tellers of the identity verification and operational safety of certification authority.
Present major means in the internal management mechanism of bank teller: First, rely on the system constraints; e.g. enact measures, strengthen key posts management, strictly demarcate authority, prohibit responsibilities overlapping and mixing operation. Second, traditional media and traditional methods for authentication or identification; For example, magnetic cards, IC cards and passwords. However, in actual practice, there is "card missing phenomenon", theft or imitation of teller competence cards, password leakage or other safety problems.
Zhejiang Wellcom Science & Technology Com, Ltd., according to the application of bank teller identification verification and authority verification and to safety needs, has combined live fingerprint recognition technology, computer DSP technology, communications technology and business simulation technology and successfully developed a "bank teller fingerprint identity verification system". Besides, the company has designed a variety of solutions against the differences of various banking system. It has replaced the existing "authority teller card" and "Password" authentication with a bank teller fingerprint authentication to effectively avoid banking system invading such as identity camouflage, password embezzlement, illegal authorization, etc. By this high-tech means, Wellcom achieves the change from "must comply with the system" to "have to abide by the system" and it assures the certification safety and reliability of teller’s identification.
Keywords: Bank Teller Identification Verification, Card Missing Phenomenon, Fingerprint Authentication