With the trend of globalization and the good influence of domestic situation and policies, financial leasing has become a financing mode only after bank credit. At the same time, other problems are also emerging, the most obvious is risk management and control. While the industry operates at a high speed, it also needs to be vigilant. The nature of financial leasing and various management modes determine the complexity of the industry, especially the regulation of financial market control and enterprise management mode. Therefore, on the basis of achieving stable and sustainable development of China's financial leasing industry, the first task is to establish an effective and sound risk management system.
This paper takes HENGJIA Financial Leasing Group Co., Ltd. as an example to consider and analyze the current financial risk management mechanism of the company, and to issue corresponding constructive countermeasures for various problems. Specifically, first of all, this paper discusses the research background and significance, summarizes and analyzes the existing literature and introduces the research methods involved. Mainly using Z-score Model Analysis and financial index analysis, in view of the internal and external risks of China's financial leasing companies, it is necessary to build a risk early warning and prevention system. Taking HENGJIA Financial Leasing Group Co., Ltd. as the case study object, using qualitative risk management analysis, the paper points out that the company has the problems of single fund-raising channel, imperfect lease asset management system and risk management system framework. In order to effectively deal with financial risks, HENGJIA Financial Leasing Group Co., Ltd. should establish a personnel management system, formulate financial risk prevention and control principles, and establish a financial risk control system in the process of capital movement. At the same time, these countermeasures can also help other financial leasing companies of the same type to make reference, and help them to develop healthily and improve their operation efficiency.