Along with the issuing of the “Administrative Act of Foreign Capital Bank”, we have loosen control of foreign capital bank, and our banks opens to the outside world entirely. Although the opening-up of RMB business will do good to our banks’ connecting with the world and accords with our opening policy, it will still bring our banks a lot of difficulties and great adventure.
Our banks will be in disadvantage in the aspects of business running, risk control, technique application and so on since we lack the experience fighting in the market economy. So we will face the fierce competition of talent, good customers, banking products and so on. In order to improve the power of the competition and set up a healthy and advanced banking system, we have to work out a series of measures to put advance the reform of the bank industry and improve the competition power of our banks.
【Key Words】Foreign capital band; Loosen control; RMB business; Impact; The six hypothesis; Strategy