This paper will use case method to carry out theoretical and practical research, on this basis, focus on the study of Minsheng Bank, and explain the credit status and existing problems of a city branch of Minsheng Bank, to ensure the unity of logical analysis. Based on the relevant basic realization of the facts to carry out case related analysis. First of all, in the premise of the relevant aspects of the financing and other aspects of the operation of Minsheng Bank branch encountered important issues for further discussion and analysis of key issues. Secondly, based on the analysis of the relevant cases of domestic and foreign banks' financing problems, we can learn from them the important places that can be used for reference. At the same time, it is necessary to analyze the key problems encountered by the enterprise at present and put forward the description from all aspects and angles for financing difficulties.
Key words: small and medium-sized enterprises; a city branch of Minsheng Bank; credit