ABSTRACT
The credit crisis has already become a commercial risks paid close attention to extremely. In the bank credit, often because the bad loan is unable to regain and form a large sum of bad debt of the bank. In the commercial exchanges, enterprises are often in arrears with the funds on account by the goods side too, Make originally force relatively strong, manage instead because credit bad enterprises involve and the financial crisis has taken place apt enterprise, Withdraw from the competitive market ahead of time. Freedom of trade exchanges today, the connection is close day by day and the relation is intricate between the commercial subject, As soon as the risk can not get limited control, extremely easy to cause chain reaction, Bring out the financial crisis of the large area. Under this background, how set up credit present with respect virtuous to assess system become important to stand up. This text exactly proceeds from this purpose , hope to involve in entering to the discussion of the thing sometimes through the writing of the thesis.
This text can divide into two parts . The first part It is theory that narrate and partly, tell habitual odd pieces of credit appraise the principle, The rations of index choose method, and how about compose right and calculate and get scores synthetically. The second part It is the financial data which select for use the listed company, proceed from the reality and use the theory of the first part, Realize index determine the nature choice, quantitive choose carefully, standardized datas, compose right, comprehensive to drink this flow while being concrete, A instance that finish enterprise credit and analyses. At last, spoke of setting up the necessity and urgency final result as the full text of the standing system in our country.
Key words: The capital credence appraised, appraisal model, level analytic method, mixed type expert system
